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Interest Rate Effective from 24th Baishak 2070 (07th May 2013)
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Effective from 24th Baishak 2070 (07th May 2013)
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| S.No | Deposits | Per Annum% |
| A. | Savings | |
| Premium Plus Saving | 8.00 | |
| Normal Saving | 6.25 | |
| Share holder Saving | 7.00 | |
| Premium Saving | 7.25 | |
| Zero Balance Account | 6.00 | |
| Bidhyarthi Bachat | 6.25 | |
| Naari Bachat Khata | 6.75 | |
| CTBN IPO Account | 6.00 | |
| B. | FIXED | |
| 1 month | 3.00 | |
| 3 Months | 5.00 | |
| 6 Months | 7.50 | |
| 9 Months | 8.00 | |
| 1 year | 9.00 | |
| More than One year | 9.50 | |
| 181 Days | 8.00 | |
| Institutional | ||
| 1 Year | 8.50 | |
| 1 Year and above | 9.00 | |
| C. | Special Fixed Deposit | Negotiable |
| D. | USD Saving Deposit | 2.50 |
| E. | USD Fixed Deposit | |
| 6 months to 1 year | 3.0 | |
| S.No | Type of Loan | Rate Per Annum % | |||
| Loan Type | Corporate Customers | Other Customers | |||
| % Per Annum | % Per Annum | ||||
| A. | Business Loan | Prime | Others | Prime | Others |
| Overdraft | 12.00 | 14.00 | 13.00 | 15.00 | |
| Cash Credit | 12.00 | 14.00 | 13.00 | 15.00 | |
| Demand Loan* | 12.00 | 14.00 | 13.00 | 15.00 | |
| Pledge Loan | 12.00 | 14.00 | 13.50 | 15.50 | |
| Contract Loan | 12.00 | 14.00 | 13.50 | 15.50 | |
| Term Loan | 12.50 | 14.00 | 13.50 | 15.50 | |
| Hire Purchase Loan - Commercial | 12.50 | 14.00 | 13.50 | 15.50 | |
| B. | Trade Finance | ||||
| Trust Receipt Loan | 11.50 | 13.50 | 13.00 | 14.00 | |
| Import Loan | 12.00 | 14.00 | 13.00 | 15.00 | |
| Export Finance - Local Currency | 11.50 | 13.50 | 13.00 | 14.00 | |
| Export Finance - Foreign Currency (USD) | 7.00 | 7.50 | 8.00 | 9.00 | |
| Export Finance - Foreign Currency (Others) | 10.00 | 10.50 | 11.00 | 11.50 | |
| C. | Consumer / Retail Loan | ||||
| Auto Loan | 11.50 | 15.00 | |||
| Home Loan | 11.50 | 15.00 | |||
| Loan Against Shares | 12.50 | 15.50 | |||
| Education Loan | 11.50 | 15.00 | |||
| Personal Time Loan | 13.50 | 15.50 | |||
| CTBN Wallet | 14.00 | 15.50 | |||
| D. | Loan Against FDR | +2% above coupon rate | |||
| E. | Loan Against Government Bond | 9.5% or coupon rate whichever is higher | |||
| F. | Loan Against Gold | 12.99 | 12.99 | ||
| G. | Deprive Sector Loan | 6.00 | 12.00 | ||
| H. | Other Loan | 14.50 | 16.00 | ||
NOTE: 1. Lending rates are indicative and negotiable on the basis of Risk and Volume. Consortium lending rate will be as decided by the consortium meeting.
2. * Interest Rate on Structured Demand Loan upto 120 days - negotiable. (Conditions Apply)
